A Loan Officer is a professional who works in the banking and financial industry and facilitates loan transactions by evaluating loan applications, assisting clients in selecting appropriate loan options, and overseeing the loan approval process. Their main responsibility involves assessing the creditworthiness of borrowers and recommending suitable loan products that align with their financial situation and specific needs. Loan Officer-NRSP Microfinance Bank


  1. Customer Interaction: Engaging with clients and prospective borrowers to understand their financial goals, assisting them in selecting appropriate loan products, and providing information on loan terms, interest rates, and repayment options.
  2. Application Evaluation: Reviewing loan applications, assessing the financial status of applicants, and determining their creditworthiness. This involves analyzing credit reports, income documentation, employment history, and other relevant financial information.
  3. Loan Structuring: Recommending loan structures that align with borrowers’ needs and financial capabilities, such as fixed or adjustable interest rates, loan amounts, repayment terms, and collateral requirements.
  4. Compliance and Documentation: Ensuring loan applications comply with regulatory guidelines and internal policies. Collecting and verifying necessary documentation, such as income statements, tax returns, and property appraisals.
  5. Loan Approval and Disbursement: Presenting loan applications to underwriters or loan committees for approval. Communicating loan decisions to borrowers and coordinating the loan closing process, including preparing loan documents and facilitating fund disbursement.
  6. Relationship Management: Building and maintaining relationships with borrowers, real estate agents, builders, and other industry professionals to generate new loan opportunities and referrals.
Loan Officer-NRSP Microfinance Bank


  1. Financial Analysis: Strong analytical skills to assess creditworthiness, evaluate financial statements, and analyze risk factors associated with loan applications.
  2. Knowledge of Loan Products:
  3. Communication: Excellent interpersonal and communication skills to effectively communicate with clients, explain loan options and terms, and guide borrowers through the loan application process.
  4. Attention to Detail:
  5. Customer Service: Providing exceptional customer service by being responsive, empathetic, and knowledgeable about loan products and processes.


  •  Bachelor’s  Degree or equivalent from HEC recognized institution.
  •  1 year of relevant banking experience

Job Details

Industry:Banking/Financial Services
Functional Area:Client Services & Customer Support
Total Positions:
20 Posts
Job Shift:First Shift (Day)
Job Type:Full-Time/Permanent
Job Location:Gujrat, Sialkot, Pakistan
GenderNo Preference
Minimum EducationBachelor
ExperienceFresh – 1 Year
Apply Before:Jun 19, 2024
Posting Date:Jun 10, 2024
Loan Officer-NRSP Microfinance Bank

Preferred Candidate

  • Residence Location: Pakistan
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